1800 534 534
4.9rating from over 2400+ customers

Struggling with Debt After Job Loss?

We understand how overwhelming it feels when income suddenly stops but bills keep coming. You’re not alone, and there are proven ways forward.

What’s Happening and Why It Matters

When you lose your job, your financial commitments don’t pause—they continue to demand payment while your income stream has stopped.

Income Disappears, Debt Remains

You refer a client needing debt resolution support to Revive Financial

Interest Keeps Accumulating

Our specialists complete a thorough assessment and explore tailored solutions

Credit Rating Damage

Client receives customized support plan with clear next steps and timeline

Legal Action Risk

Regular communication keeps you informed throughout the entire process

We Understand What You're Going Through

Job loss creates unique financial pressure. Here's what most people experience and why they reach out for support.

Revive Process

Your Step-by-Step Pathway to Recovery

Here’s exactly how we’ll work together to resolve your debt situation after job loss.

Step 1

Stop Legal Action

Halt creditor harassment, legal proceedings, and wage garnishments immediately upon approval.

Step 2

Implement Solution

Upon submission we will seek a solution from your creditors within 21 days.

Step 3

Build Toward Stability

As your solution progresses, we provide ongoing support, updates, and guidance to help you regain financial control.

Step 4

Take Back Control

We understand that financial difficulties can happen to anyone.

Available Solutions for Your Situation

Designed to give you breathing room, protect what matters, and help you move forward with dignity.

Stop Legal Action

Halt creditor harassment, legal proceedings, and wage garnishments immediately upon approval.

Reduce Your Debt

Settle for a percentage of what you owe based on your actual capacity to pay.

Protect Your Assets

Unlike bankruptcy, you can keep your home, car, and other valuable possessions.

Flexible Timeline

Negotiate terms that work for your situation—typically 3 to 5 years.

One Simple Payment

Consolidate multiple debts into a single, manageable monthly payment.

Fresh Start

Once completed, you’re released from the included debts and can rebuild your financial future.

Still unsure which option suits you?

Explore our helpful guides in the Knowledge Centre to learn more before choosing a solution.

Estimate Your Debt Solution

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Debt Type
Debt Amount
Interest
Repayment Amount
Repayment Frequency
Debt 1
Debt Type
Debt Amount
Interest
Repayment Amount
Repayment Frequency
Debt 2
Debt Type
Debt Amount
Interest
Repayment Amount
Repayment Frequency
Debt 3
Debt Type
Debt Amount
Interest
Repayment Amount
Repayment Frequency

Your Results

Debt Management Solution
$0
per Month
3 year term
Subject to eligibility and can be extended to a 5 or 7 year term dependent on individual circumstances.
Debt Consolidation Loan
$0
per Month
5 year term
Subject to eligibility and a customer’s financial circumstances.
Current Repayment
$0
per Month
Case Study

Real stories from real Australians

Fresh start through debt agreement
New Agreement

Fresh start through debt agreement

Initial Debt $45,000
Outcome Repaid $18,000 over 3 years
Consolidated multiple debts into one manageable payment
Multiple Debts

Consolidated multiple debts into one manageable payment

Initial Debt $45,000
Outcome Reduced payments by 40%
From $45,000 in credit card debt to debt-free
Credit card debt

From $45,000 in credit card debt to debt-free

Initial Debt $45,000
Outcome Debt-free in 4 years

Essential Advice for Navigating Debt After Job Loss

Learn what to do—and what to avoid—when managing debt during unemployment.

Start My Assessment
Essential Advice for Navigating Debt After Job Loss
Properties
What You Should Do
What You Should Avoid
Suitable for
Those with multiple debts and stable income
Those who cannot afford full debt repayment
Typical Payment Result
Full debt repaid, potentially lower interest
Reduced debt amount, pay what you can afford
Programme length
3-7 years typical
3-7 years typical
Impact on credit score
Minimal if payments maintained
Recorded on credit file for 5 years
Legal protection
No formal legal protection
No formal legal protection
Fees
Setup and ongoing interest charges
Full legal protection from creditors
Eligibility
Good credit history, steady income
Unsecured debts under $131,962.80
Why Choose Revive Financial?

Australia’s #1 trusted financial recovery service, working for you

4.9 / 5 Rating

from over 5000 reviews

25,000+

Lives Transformed

10+ Years

In experience

Find Articles For Your Situation

Ready to take the next step towards financial stability?

Our ASIC-registered specialists are here to guide you through your options with compassion and expertise. Start your journey to financial freedom today.

Frequently asked questions

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