Garnishee Notices 101: What You Need to Know

Unsure what a garnishee notice is, or exactly what you need to do if you receive one? To make things easy, we’ve taken it back to basics for you.

The Truth About Debt Agreements

For a lot of people, debt agreements are a great way to avoid bankruptcy. However, this is not always the case. TV and radio is always pushing debt agreements as the perfect solution to debt problems. But in a lot of cases, a debt agreement won’t provide the financial fix they all promise.

How to Dig Yourself Out of Personal Debt

Financial institutions are more than eager to offer you numerous credit facilities in the form of loans and credit cards in their race to pass competitors in the credit market. If you’re not aware of your credit standing and you start falling back on payments, you might just end up drowning in debt.

How Much Debt is Australia in?

Australia’s debt to GDP ratio is expected to rise beyond 50% in the next two decades. A government debt of $397 billion and this figure is rising by a little over 100 million a day. We’ll hit $1 trillion by the year 2037 if we don’t do something about the burgeoning debt problem in the nation.

Understanding Debt: What You Need to Know

Debt is confronting, but there is a way out. The first step is to understand debt – the more you know, the less scary it becomes. This article is to help you understand exactly what debt is, so you can begin to establish your own secure financial situation.

What is Involved With a Debt Agreement?

If you are in a lot of debt and financial trouble or are at risk of financial trouble, an important term to become familiar with is debt agreement. Debt agreements can decrease your financial obligations – the amount of money you owe – helping you to avoid bankruptcy.

5 Finance Hacks to Help You Avoid Debt

Getting out of debt can seem like an insurmountable problem. Your debt keeps growing and your income doesn’t rise to match it, and things slide out of control. However, there are simple strategies that can help you to get out of debt and then stay debt free.

4 Ways to Get Rid of Your Debt

There’s a saying – running into debt isn’t so bad, it’s running into creditors that hurts – and it does! If you’re facing debts you can’t pay, depending on your situation and circumstances, there may be a number of ways you can get rid of your debts and get on with your life.

6 Ways to Deal With Out-of-Control Debts

Struggling to pay your bills or make loan/credit card repayments is a scary position to be in, especially if you have a family relying on you. The worst thing you can do in this situation is ignore it and hope it will go away – this will only make things worse. Instead, you need to take action now.

4 Common Misconceptions about Bankruptcy

While many of us do attempt to save as much money as we can by budgeting and building funds, unfortunate circumstances do arise – sometimes without warning. This often results unavoidably in company bankruptcy or voluntary bankruptcy.