Rescue Your Finances with a Part IX (9) Debt Agreement

If you’re facing financial difficulties and struggling with debt, a Part IX (9) Debt Agreement can be a beneficial solution to provide you with financial relief.

Debt Agreement Pros and Cons: An Infographic

Are you considering a Part 9 Debt Agreement? Before you decide, you should weigh up the Debt Agreement pros and cons.

What Debts Can be Included in a Part IX (9) Debt Agreement?

A Debt Agreement can help get your finances back on track, but it’s important to understand what debts are included.

How to Get Out of Debt Fast!

Many Australians are in debt and find it stressful, difficult and frustrating. So when you finally decide to buckle down and get out of debt, you want to do it quickly! Unfortunately, there is no quick fix for financial hardship – it takes time, commitment and hard work.

6 Things to do if You Are in Mortgage Stress

Mortgage stress is simple. If you are paying over 30% of your income towards your mortgage, you are considered to be in mortgage stress. We’ve put together a list of the best things to do if you are in mortgage stress.

What is Debt Consolidation?

The stress of paying multiple debts can be overwhelming. Debt Consolidation is a way of simplifying your finances if you are struggling to manage your debt repayments or suffering financial hardship.

Get Out of Debt Without Declaring Bankruptcy

You can get out of debt without declaring bankruptcy. Sometimes debt can become overwhelming, whether your circumstances have changed or you have taken on too many financial commitments.

How Will a Debt Agreement Affect Your Credit File?

Are you considering a debt agreement but wondering how it might affect your credit file? There is no easy way to get out of debt. It all takes hard work and commitment. While there are a number of solutions available to help you overcome your debt, none of them are without consequence.

How Personal Insolvency Options Affect Your Credit Score

If you find yourself in a position where you’re unable to pay your bills, have growing debts like credit cards and loan repayments and your weekly income is not enough to meet your day-to-day living expenses, then you could be facing personal insolvency.

What is the Difference Between a Part IX (9) Debt Agreement and an Informal Agreement?

If you are unable to pay off your debts, a Debt Agreement is an affordable option that allows you to reduce your debts and avoid the long-term effects of Bankruptcy. There are two types of Agreements: A Formal Part 9 Debt Agreement (DA) and an Informal Agreement (IA).