How to Check Your Credit Score for Free

Here’s everything you need to know about your credit score, how you can check it for free and how mandatory CCR will affect you.

How a Default Affects Your Credit Score

If you have multiple debts, it’s important to understand exactly what a default is and how it can impact your credit score.

What is the Difference Between Good Debt and Bad Debt?

If you want to get out of debt fast, the first step is to understand the difference between good and bad debt.

The Emotional Effects of Debt

If you’re struggling with debt, you need to understand the emotional effects it can have on your health and identify ways to reduce debt stress.

Secured Debt and Financial Hardship

Secured debts can be difficult to afford when you are in financial hardship. Here is some information about how to identify a secured debt and what you can do with your secured debts when you are in financial hardship.

How Will a Debt Agreement Affect Your Credit File?

Are you considering a debt agreement but wondering how it might affect your credit file? There is no easy way to get out of debt. It all takes hard work and commitment. While there are a number of solutions available to help you overcome your debt, none of them are without consequence.

How Personal Insolvency Options Affect Your Credit Score

If you find yourself in a position where you’re unable to pay your bills, have growing debts like credit cards and loan repayments and your weekly income is not enough to meet your day-to-day living expenses, then you could be facing personal insolvency.

Credit Cards and Buy Now Pay Later Services: What Method is Best?

A new interest free credit card has been announced in competition to other credit services. Find out which method is best before you commit.

Credit Card Debt in Australia: An Infographic

Credit card debt in Australia: 32 billion reasons to cut up your credit card.

The Effects of Personal Insolvency on Your Credit Score

If you have unmanageable debt and your weekly income doesn’t cover your day-to-day living expenses, you might be facing personal insolvency. Personal Insolvency is defined as a situation where you are unable to pay your debts when they fall due.