5 Questions to Ask Before Applying for a Loan
Thinking of taking on more debt? Make sure you ask these key questions before applying for a loan. Find out what they are and access our handy calculators.
Understanding Credit Reports and Scores: A Simplified Guide
A financial expert analyzes credit reports with graphs and calculations, illustrating the intricacies of credit reporting
How to Improve Your Credit Score After a Part IX (9) Debt Agreement
Discover strategies to rebuild your credit after a Part 9 Debt Agreement, with tips for financial recovery and credit score improvement.
How is Credit Score Calculated in Australia?
Wondering how credit score is calculated in Australia? From the factors considered to credit scoring models and calculators, learn more and improve your score.
Buy Now Pay Later Leads to Bad Credit for Australians
BNPL isn’t classified as credit, but did you know it can still negatively impact your credit score? Learn more about buy now pay later bad credit in Australia
How to Improve Your Credit Score – 8 Things You Need to Know
Having a good credit score is crucial, especially in these changing economic times. Here are 8 things you need to know about improving your credit score.
How an ATO Payment Plan Can Save Your Credit Score
Did you know tax debt can affect your business credit score? If you want to avoid a black mark, applying for an ATO payment plan is a smart option. Learn more.
Buy Now Pay Later Dos and Don’ts
Buy now pay later accounts are a tempting way to purchase what you want – and what you need. But, before you get spend happy, here are some things to consider
Personal Loans for Bad Credit
Bad credit can sneak up on you before you even realise it. A forgotten power bill, a skipped mortgage repayment, even too many applications for credit cards can impact your credit file. In most cases, these defaults can last for 3-5 years which can make managing your finances difficult.
Finding and Using Bad Credit Lenders in Australia
There are bad credit lenders in Australia who help people find loans despite their poor credit history. While there is a real need for these products in Australia, companies do exist that take advantage of people in such a vulnerable financial situation.