Choose our budget calculator
Assess your monthly spending to better manage your financial situation.
Track your income & expenses
Enter your income and spending to see where your money is going.
See your financial position
Understand whether you’re saving, breaking even, or overspending.
Break it down by category
View your expenses across categories such as household, personal, and debts.
Adjust and plan ahead
Update your numbers to see how changes in income or spending affect your budget.
Plan your budget with confidence
Enter details of your income and expenses to take steps towards improving your budget planning.
| Name | Repayment frequency | Amount |
|---|---|---|
| Net salary / wage | ||
| Pension / Govt Allowance | ||
| Child support | ||
| Bonuses (net) | ||
| Investment / Rental | ||
| Childcare rebate | ||
| Other |
| Name | Repayment frequency | Amount |
|---|---|---|
| Rent | ||
| Gas | ||
| Electricity | ||
| Phone & Mobile | ||
| Internet | ||
| Water | ||
| Groceries | ||
| Council Rates | ||
| Body Corporate | ||
| Furniture | ||
| Appliances | ||
| Cleaner & Gardener | ||
| Pets | ||
| Other |
| Name | Repayment frequency | Amount |
|---|---|---|
| Clothes & Shoes | ||
| Hairdresser & Beauty | ||
| Gym Membership | ||
| Dining Out / Cafes | ||
| Holidays | ||
| Gifts | ||
| Subscriptions | ||
| Entertainment / Movies | ||
| Books / Papers / Magazines | ||
| Alchohol & Cigarettes | ||
| Other |
| Name | Repayment frequency | Amount |
|---|---|---|
| Mortgage | ||
| Car Loans | ||
| Personal Loans | ||
| Credit Cards | ||
| Store Cards | ||
| HECS / HELP | ||
| Tax Debt | ||
| Other |
| Name | Repayment frequency | Amount |
|---|---|---|
| Health | ||
| Life | ||
| Income Protection | ||
| Car | ||
| Home & Contents | ||
| Business | ||
| Other |
| Name | Repayment frequency | Amount |
|---|---|---|
| Superannuation | ||
| Regular Savings | ||
| Investments | ||
| Other |
| Name | Repayment frequency | Amount |
|---|---|---|
| Doctor | ||
| Dentist | ||
| Medicine & Chemists | ||
| Natural Therapies | ||
| Physio / Chiro | ||
| Other |
| Name | Repayment frequency | Amount |
|---|---|---|
| Car Registration | ||
| Parking | ||
| Fuel | ||
| Repairs & Maintenance | ||
| Public Transport | ||
| Fines | ||
| Other |
| Name | Repayment frequency | Amount |
|---|---|---|
| University / TAFE Fees | ||
| School Fees | ||
| Tuition | ||
| Books & Stationery | ||
| Camps & Excursions | ||
| Uniforms | ||
| Other |
| Name | Repayment frequency | Amount |
|---|---|---|
| Childcare | ||
| Clothing | ||
| Pocket Money | ||
| Baby Sitting | ||
| Savings Account | ||
| Birthdays | ||
| Other |
What our customers are saying
Easy stress free handling at such a stressful time
Professional and polite. Quiet relief that someone understands, I was surprised. I guess we all think we are the only ones struggling buta bit of empathy helps alot.
My experience with Revive Financial was very positive. Warranee was understanding, professional, and genuinely supportive. They explained everything clearly, kept communication open, and helped me feel more confident about getting back on track financially. I appreciated their respectful and non-judgmental approach, and I would recommend them to anyone needing financial guidance and support.
Great service and very helpful
I had an excellent experience with Revive Financial from start to finish. The team was professional, knowledgeable, and genuinely committed to helping me improve my financial situation. They took the time to explain everything clearly, answered all my questions, and tailored a solution that suited my needs rather than offering a one-size-fits-all approach. What stood out most was their transparency and support throughout the process — I always felt informed and confident in the decisions being made. Thanks to Revive Financial, I’m now in a much stronger and more stable position financially. I highly recommend their services to anyone looking for trustworthy and effective financial guidance. Thank you TEAM ❤️
I'm finding less stress & anxiety for the past few weeks since revive financial has taken on board my financial situation. Appreciate transparency & customer service
Great service! Able to help me understand every point, and made the process super simple
Fantastic job and great communication
Very helpful professional and kind, caring and understanding
I’ve had a great experience with Revive. Working with Connie consolidating unmanageable debt has given me peace of mind and an easy way to manage the stress of having manage a variety of debt.
Nick has been amazing in his guidance, advice and support. My case was actioned quickly and the process was smooth and uncomplicated. I would have no hesitation in recommending Revive Financial – high level of professionalism
Annette was absolutely amazing, very helpful throughout this experience. She always spoke respectfully and made sure I understood everything before proceeding. Thank you Annette for all the help and support
Anette was amazing, very helpful, polite and understanding. Anette explained everything and always there if I needed anything.
Very helpful fantastic service 👏
Excellent customer service and really helpful and knowledgeable advice
Ben and team are easy to talk to no judgement And a great help
Great to deal with friendly people if I had any questions they answered them right away
Revive financial have been amazing from start to finish of my agreement. At first I hesitated to do the agreement but it has helped me so much. A special mention to my service specialist May who has been nothing but supportive and there throughout most of my debt agreement. Highly recommend Revive Financial
Would refer others in need to use
Very helpful and informative through the whole process
Our budget planning calculator takes your weekly, fortnightly, monthly, or yearly income and subtracts all your expenses for that time period to show you how much disposable income you might have and where cost savings can potentially be made.
You can use it as many times as you want, completely free of charge, and compare how different interest rates, expense amounts, fees, deductions, or any other outgoing might impact your finances.
When managing your finances, one of the most common mistakes you can make is forgetting to include important expenses such as student fees, student loan repayments, taxes, loan interest rates, and tax relief benefits.
Entering incorrect information about your payment frequency and income amount is also common when creating a budget.
To avoid these mistakes, use a Budget Planning Calculator first. It will let you enter all the correct information for each expense before providing an accurate summary of your finances, enabling you to create a more detailed breakdown of your financial situation.
To use a budget planner calculator properly, you need to be strategic about how you list your expenses. Separating items into different categories can help with this, covering income, debt, household, kids, pets, gifts, entertainment, savings, medical, and other relevant costs.
Don’t forget about irregular expenses either, as each month could introduce unexpected costs, like an increase in insurance premiums or car maintenance issues. By having this all laid out in front of you, you’ll be able to spot any gaps that could help with setting your financial goals.
Our calculator is only as accurate as the information you provide, which is why you should always aim to include precise amounts for your income, expenses, payment frequency, savings, and debt.
The tool is designed to offer support only for your budget planning, providing a highly accurate estimate that makes managing your personal accounts easier than ever.
