1800 534 534
4.9rating from over 2400+ customers

Debt solutions tailored to your situation

A clear statement explaining that Revive offers a range of debt solutions, supported by ASIC-registered specialists.

Explore all debt solutions

Click on any service to learn more about how it works and whether it might be right for you

Debt agreement

Reduce your debt and pay only what you can afford

Informal arrangement

Flexible payment plans negotiated with your creditors

Debt consolidation

Simplify multiple debts into one manageable payment

Bankruptcy

A fresh financial start when other options aren’t viable

Compare debt solutions

Use this comparison table to understand the key differences between each debt solution

Properties
Debt Agreement
Informal Agreement
Personal Insolvency
Suitable for
Reduced debt amount, pay what you can afford
Those with temporary financial difficulty
—
Typical Payment Result
Reduced debt amount, pay what you can afford
Full debt repaid at negotiated terms
—
Programme length
3-7 years typical
Varies by agreement
—
Impact on credit score
Recorded on credit file for 5 years
Less impact than formal options
—
Legal protection
No formal legal protection
No formal legal protection
—
Fees
Full legal protection from creditors
Minimal or no fees
—
Eligibility
Unsecured debts under $131,962.80
Creditors must agree to terms
—

Still unsure which option suits you?

Explore our helpful guides in the Knowledge Centre to learn more before choosing a solution.

Explore all debt solutions

Click on any service to learn more about how it works and whether it might be right for you

Registered professionals

Our debt specialists are fully registered and regulated.

20+ years supporting Australians

Over two decades of experience helping people just like you find their path to financial freedom.

Tailored, judgement-free guidance

We understand that financial difficulties can happen to anyone. Our approach is empathetic and personalized.

Thousands of successful outcomes

We’ve helped thousands of Australians reduce their debt and regain control of their financial future.

98%
Success Rate
4.9
Client Rating
$45M+
Debt Resolved
Case Study

Real stories from real Australians

From $45,000 in credit card debt to debt-free
Credit card debt

From $45,000 in credit card debt to debt-free

Initial Debt $45,000
Outcome Debt-free in 4 years
Consolidated multiple debts into one manageable payment
Multiple Debts

Consolidated multiple debts into one manageable payment

Initial Debt $45,000
Outcome Reduced payments by 40%
Fresh start through debt agreement
New Agreement

Fresh start through debt agreement

Initial Debt $45,000
Outcome Repaid $18,000 over 3 years

Ready to take the next step towards financial stability?

Our ASIC-registered specialists are here to guide you through your options with compassion and expertise. Start your journey to financial freedom today.

Frequently asked questions

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