How Donna managed her $17,000 debt and avoided Bankruptcy
Donna’s story
Facing reduced household earnings while assisting her adult son with his mental health, Donna accumulated $17,000 in debt. Unable to refinance and ineligible for a Part IX Debt Agreement due to a prior bankruptcy, she wanted to avoid filing for bankruptcy again. We secured a 5-year Informal Arrangement, providing an affordable payment plan.
Age
57-year-old
Employment status
Full-time employed
Location
Victoria
Household type
Married, assisting adult son
Employment
Administration manager
The challenge
Despite her stable career as an Administration Manager, reduced household earnings and the vital need to support her son left Donna trapped with mounting debt and limited options.
The solution
Comprehensive financial assessment
Practical guidance
Tailored solutions
Complete transparency
The result
Donna successfully executed an Informal Agreement, experiencing immediate financial relief and peace of mind. The outcome eliminated the threat of a second bankruptcy, ceased all creditor harassment, and provided a realistic, stress-free framework to become debt-free.
Keeping the workshop open
When COVID hit, John’s mechanic workshop suffered a severe downturn, leaving him with $113,000 in debt across seven creditors. Unable to refinance and determined to avoid bankruptcy to protect his business and family, we negotiated a 5-year Informal Agreement – reducing his debt by 20% into a single affordable payment plan, keeping his business running and his livelihood intact.
Consolidating unexpected family debt
A change in employment left Emma struggling to support herself and her son through his mental health challenges, accumulating $17,000 in debt across four creditors. Unable to refinance and determined to avoid bankruptcy, we set up an Informal Agreement that consolidated everything into a single, realistic repayment plan – protecting her property and keeping her finances on track.
How John managed $113,000 in debt and protected his mechanic’s workshop
How Simone resolved her failed business debts and cut repayments by 50%
How Darren went from 109 years of debt repayments to just 5.5 years
What our customers are saying
Easy stress free handling at such a stressful time
Professional and polite. Quiet relief that someone understands, I was surprised. I guess we all think we are the only ones struggling buta bit of empathy helps alot.
My experience with Revive Financial was very positive. Warranee was understanding, professional, and genuinely supportive. They explained everything clearly, kept communication open, and helped me feel more confident about getting back on track financially. I appreciated their respectful and non-judgmental approach, and I would recommend them to anyone needing financial guidance and support.
Great service and very helpful
I had an excellent experience with Revive Financial from start to finish. The team was professional, knowledgeable, and genuinely committed to helping me improve my financial situation. They took the time to explain everything clearly, answered all my questions, and tailored a solution that suited my needs rather than offering a one-size-fits-all approach. What stood out most was their transparency and support throughout the process — I always felt informed and confident in the decisions being made. Thanks to Revive Financial, I’m now in a much stronger and more stable position financially. I highly recommend their services to anyone looking for trustworthy and effective financial guidance. Thank you TEAM ❤️
I'm finding less stress & anxiety for the past few weeks since revive financial has taken on board my financial situation. Appreciate transparency & customer service
Great service! Able to help me understand every point, and made the process super simple
Fantastic job and great communication
Very helpful professional and kind, caring and understanding
I’ve had a great experience with Revive. Working with Connie consolidating unmanageable debt has given me peace of mind and an easy way to manage the stress of having manage a variety of debt.
Nick has been amazing in his guidance, advice and support. My case was actioned quickly and the process was smooth and uncomplicated. I would have no hesitation in recommending Revive Financial – high level of professionalism
Annette was absolutely amazing, very helpful throughout this experience. She always spoke respectfully and made sure I understood everything before proceeding. Thank you Annette for all the help and support
Anette was amazing, very helpful, polite and understanding. Anette explained everything and always there if I needed anything.
Very helpful fantastic service 👏
Excellent customer service and really helpful and knowledgeable advice
Ben and team are easy to talk to no judgement And a great help
Great to deal with friendly people if I had any questions they answered them right away
Revive financial have been amazing from start to finish of my agreement. At first I hesitated to do the agreement but it has helped me so much. A special mention to my service specialist May who has been nothing but supportive and there throughout most of my debt agreement. Highly recommend Revive Financial
Would refer others in need to use
Very helpful and informative through the whole process
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